Is the Insurance Company Offering a Fair Injury Settlement?

 Posted on April 28, 2025 in Personal Injury

If you are hurt in an accident, you may already know that you could be entitled to compensation through a personal injury or non-subscriber work injuries claim. Although you may be uncertain about how those claims actually work, you probably expect the insurance company to pay your claim fairly, right? Sadly, that usually is not true.

Most insurers, regardless of the type of policy in question, try to pay only a minimal amount on claims. How will you know if the amount the company is offering is less than it should be? Call our office, and our experienced Dallas personal injury attorney will evaluate your claim, calculate your damages, and fight to maximize your compensation. Se Habla Español.

How Are Damages in Personal Injury Cases Calculated?

One of the most frequently asked questions accident victims have is how much their case is worth. There is no simple answer to that question, because the value of your case depends on several unique factors. Damages are specific losses that result from your accident, whether a car or truck wreck, a workplace incident, or another cause.

Economic damages cover expenses like your lost income, property damage, and medical treatment, and they are calculated dollar-for-dollar. Non-economic damages address intangible losses, such as pain and suffering, lost enjoyment of life, depression, and other adverse effects on your quality of life. The compensation for your non-economic damages should reflect how severely the conditions impact your life.

In some cases, you may bear part of the blame for causing your accident. In Texas, you can still pursue compensation from other at-fault parties as long as your degree of fault is not more than 50 percent. However, the damages you could receive are reduced by your percentage of fault. Liable insurance companies often try to manipulate fault to either disqualify you from filing a claim or reduce the amount of your payout.

Why Do I Need a Lawyer for an Injury Claim?

Without a competent attorney advocating for your interests, you probably will not realize how much your claim is actually worth. If you accept a low settlement amount, you cannot ask for more money later. People with skillful legal representation typically receive a substantially larger sum because we know how to calculate your damages and overcome frequently used insurance company tactics designed to sabotage your claim. Those tactics include:

• Using your own statements against you
• Making a fast and intentionally low settlement offer
• Placing you under surveillance to question your credibility
• Blaming you for an undue amount of fault
• Denying your claim

Without an attorney, you may not realize that an insurer is treating you unfairly. You may not know how to counteract these and similar tactics. With us by your side, you can trust that we will not let an insurance company take advantage of you.

Contact Our Skilled Dallas County, TX Personal Injury Lawyer

Handling your own accident claim can be a costly mistake. Let our determined Irving, TX non-subscriber work injuries attorney fight to help you collect as much compensation as you deserve. Call Jerry D. Andrews, P.C. at 214-221-5800 or contact us online to set up an appointment for your free case review today.