Dallas Uninsured and Underinsured Motorist Attorney

What Happens If You Are Involved in a Car Accident Without Insurance?

A car accident can be an extremely frightening and traumatic experience. In the aftermath of the accident, dealing with insurance matters only add to the frustration of accident victims. Matters become even more complicated when the accident involved a driver who had little or no liability insurance coverage.

Texas law requires all drivers to have adequate car insurance. Under state law, drivers must carry a minimum of $30,000 in insurance coverage per injured person, up to at least $60,000 per accident. Plus, drivers must have at least $25,000 coverage for property damage. However, it is estimated that up to 14 percent of drivers on Texas roads are uninsured or underinsured.

If you have been injured in a motor vehicle accident involving an uninsured or underinsured motorist, you have legal options. Let the Dallas personal injury law firm of Jerry D. Andrews, P.C. help you determine if your own insurance policy contains coverage for such accidents. To schedule a free consultation where you can learn about your uninsured and underinsured car accident options, contact us.

Grand Prairie Attorney for Uninsured/Underinsured Accident Claims

While many drivers do not realize it, their car insurance policy likely has coverage for accidents involving uninsured or underinsured drivers. Most policies include this type of coverage as part of a standard coverage package and a driver has to choose to opt out of it. This gives individuals injured by an uninsured or underinsured driver an option to seek compensation for medical costs, lost wages, and other damages. At Jerry D. Andrews, P.C., we can help you understand if you have access to this type of coverage, and handle your claim. We will:

• Analyze and explain your insurance policy;
• Investigate your accident;
• Prove the uninsured driver acted negligently and is liable;
• File your claim and documenting your losses; and
• Negotiate a fair settlement with your insurance company.

There are two additional options that some some people consider after an accident with an uninsured motorist, but each comes with their own drawbacks.

If you choose to pursue a claim against the negligent driver, even if you win the suit, it is likely that you will ever recover much of the award. If they do not have the money to pay for car insurance, it is unlikely they will have the resources available if they are found liable. Pursuing a claim may be an option if the uninsured driver does have the financial resources to pay your claim but for some reason chose not to carry insurance.

The second option is to rely on your own health insurance to cover your medical bills. While the initial medical costs may be covered, you would still be responsible for your deductible and co-pays, plus you would still be responsible for any costs associated with the crash that your health insurance does not cover.

Pursue an Insurance Claim with a Carrollton Car Crash Attorney

Based on the specifics of your case, Jerry D. Andrews, P.C. will help you explore your legal options, choose the best option for your situation, and help you recover the compensation you need to move forward after an accident involving an uninsured or underinsured motorist. Attorney Jerry D. Andrews is a board certified attorney in personal injury law who has the experience to aggressively stand up to insurance companies.

Contact a Mesquite Attorney for Uninsured/Underinsured Car Accident Victims

For straight answers and an honest assessment of your injury case involving an uninsured or underinsured driver, you can trust Jerry D. Andrews, P.C.. We are ready to discuss your options for pursuing compensation today. Contact our office or call us at 214-221-5800 for a free no-obligation consultation and case evaluation. Our firm serves clients in Dallas, Irving, Carrollton, Farmers Branch, Valley Ranch, Coppell, Garland, Mesquite, Grand Prairie, and the surrounding areas. Se habla Español.